Our Services

DWM`s Investment Policy.
Through an engagement agreement, Dison Wealth Management will provide to individuals, families, and small businesses certain financial planning services. These include the writing of :
 

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  • Complete personal financial plans
         
  • Partial plans for specific goals

  
  These plans may include:
   

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    • Cash flow analysis
           
    • Investment analysis
           
    • Review of employer benefits
           
    • Retirement and estate analysis
           
    • Tax projections
           
    • Analysis of other related areas
       
    • Personal consultation for specific questions. (Available at an hourly rate)

    
    Upon your request, recommendations on certain financial and investment products* may be made. These may include:
     

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      • Money Market Funds
             
      • Certificates of Deposit
             
      • Mutual Funds
             
      • Fixed and Variable Annuities
             
      • Limited Partnerships
             
      • Individual Securities
             
      • Life Insurance

      
      
      Securities and Advisory services are  offered through Cetera Advisors LLC, member FINRA and SIPC.  Certain associates of DWM are registered representatives of  Cetera Advisors LLC which is otherwise not affiliated with DWM.
      
      

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      Investment Policy
      DWM is focused on helping to maximize each individual's long-term investment potential.
      
      We do not invest on emotion. We do not buy or sell because the market "seems right", is "too high", or is "too low". Our policy is to recommend a client buy and sell when it is right for the client with the idea that a good investment today will be a good investment tomorrow. Investment decisions are based on long term, fundamental analysis.
      
      There are three reasons to sell an investment. (1) When an investment, such as a mutual fund, changes its stripes and no longer invests the way it did when you originally made the investment. (2) The economic environment changes, and you sell an asset in an area expected to under-perform. (3) Your personal objectives and tolerance for risk changes. The second factor may be what we are concerned with today, but the third reason "is" and should always be, the most important reason for making investment changes.
      
      DWM`s recommendations will consist of various investments. These may include Mutual Funds, Variable Annuities, or other General Securities.

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      Investors should consider the investment objectives, risks and charges and expenses of the variable annuity carefully before investing. An investment in a variable annuity involves investment risk, including possible loss of principal.  Variable annuities are designed for long-term investing.  The contract, when redeemed, may be worth more or less than the total amount invested.  Variable annuities are subject to insurance-related charges including mortality and expense charges, administrative fees, and the expenses associated with the underlying sub-accounts.  The prospectus contains this and other information about the variable annuity. Contact Ronald Dison at 317-297-1722 to obtain a prospectus, which should be read carefully before investing or sending money.

      Investing in mutual funds is subject to risk and loss of principal.  There is no assurance or certainty that any investment strategy will be successful in meeting its objectives.

      Investors should consider the investment objectives, risks and charges and expenses of the funds carefully before investing. The prospectus contains this and other information about the variable annuity. Contact Ronald Dison at 317-297-1722 to obtain a prospectus, which should be read carefully before investing or sending money

      The return and principal value of stocks fluctuate with changes in market conditions. Shares when sold may be worth more or less than their original cost.